Scotiabank® GM®*
Visa Infinite* Card

First year annual fee waived1

2% in GM Earnings on purchases thereafter1




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Great reasons to get this card for your everyday purchases

Earn GM earnings

  • Earn up to 5% in GM Earnings1 on the first $10,000 of everyday purchases annually, and 2% thereafter

  • $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac

  • Earnings do not expire as long as you are a cardholder2

  • No earning caps or redemption limits3

  • Purchase Security and Extended Warranty4

  • Pay no annual fee for the first year1

  • Enjoy the same great rewards in 5 unique designs (GM, Chevrolet, BUICK, GMC or Cadillac)

  • Enjoy benefits

  • Travel with peace of mind with Visa Infinite benefits, including Travel Medical Insurance, Rental Car Insurance, Trip Interruption Insurance, and more4

  • Fees, Rates & Other Information5

    Annual Fee


    39.0 each Supplementary Card

    Interest Rates


    19.99 on purchases. 22.99 on cash advances, balance transfers and Scotia Credit Card Cheques

    Credit Limit



    Your card comes with benefits

    As a Scotiabank GM Visa Infinite Cardholder, you’ll enjoy exclusive advantages.

    Save on car rentals

    As a Scotiabank GM Visa infinite Cardholder, you can save up to 25% off base rates at participating AVIS locations and at participating Budget locations in Canada and the U.S. when you pay with your Scotiabank GM Visa infinite card.      

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    Get a supplementary card

    Add an additional Supplementary Cardholder to your Scotiabank GM Visa Infinite Account. One account, multiple cards.6

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    Save time at the checkout

    Tap your Scotiabank GM Visa Infinite Card or your smartphone for quick easy payments.

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    Scotia® Credit Card Cheques5

    Use Scotia Credit Card Cheques to:

    Transfer balances from gas and retail cards that charge higher interest rates.

    Pay for a large purchase, insurance premiums, medical bills, or utility bills.

    Feel reassured (Optional protection)

    Your finances can have added protection from some of life's unpredictable events, like disability, job loss, critical illness or loss of life.

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    Travel with 7 types of coverage

    Relax… While you’re away you have comprehensive travel protection.

    Travel Emergency Medical Insurance4

    As the primary cardholder, you, your spouse and accompanying dependent children are each automatically covered for up to $1 million in emergency medical coverage if sudden and unexpected illness or accidental injury should occur while travelling outside your province or territory of residence in Canada.

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    Trip interuption4

    The Scotiabank GM Visa Infinite Card can protect your travel investment with trip interruption insurance at no extra cost.

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    Flight Delay4

    You may be reimbursed for eligible reasonable living expenses incurred during the period of a delayed flight or missed connection which lasts four (4) hours or more to a limit of $500 per trip for all insured travellers.

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    Delayed and Lost Baggage4

    When you purchase common carrier tickets with your Scotiabank GM Visa Infinite Card, you are eligible for coverage against the loss or the delay of your checked luggage.

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    Up to $500,000 Common Carrier Travel Accident Insurance4

    When you charge at least 75% of the full cost of common carrier travel fares to your Scotiabank GM Visa Infinite Card, you, your spouse and dependent children will be automatically insured against accidental loss of life, or dismemberment.

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    Rental Car Collision/Loss Damage Insurance4

    When you charge the entire cost of car rental to your Scotiabank GM Visa Infinite Card and decline the agency’s collision damage waiver or loss damage waiver (or similar provision) at the time of rental, you’ll be insured if your rental vehicle is damaged, or stolen.

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    Purchase Security and Extended Warranty4

    Most personal items purchased anywhere in the world are automatically insured against theft, loss or damage – as long as the full cost of the item is charged to your Scotiabank GM Visa Infinite Card.

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    In Person

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    Faster GM Earnings and added benefits

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