Scotia One™ Chequing Account

Choose the rewards program that best suits you.

Whatever you're interested in, we've got rewards that make your every day, a little better.

Earn and redeem 
Scotia Rewards travel points

Scotiabank Passport Debit Card

Scotiabank Passport® Debit Card

Now use debit to earn travel rewards

Sign up today and get up to 10,000 Scotia Rewards points1

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Earn SCENE points for
movies, meals and more

Scotia Scene Visa Debit card

Entertainment Rewards

The fastest way to earn SCENE points

Sign up today and get up to 10,000 SCENE points2

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Access to cash 
at any of 55,000 ABMs

ScotiaCard Visa Debit

ScotiaCard

Your access to
banking

Instant access to Scotiabank's full range of convenient money management services

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Monthly Fee

$1395/mo

Senior's Fee (60+)

$995/mo

Apply in 3 Easy Steps

100% safe & secure

Top reasons to choose this account

  • Unlimited self-serve and teller transactions3

  • No monthly fee with a $4,000 minimum daily closing balance

  • 2 Free Interac e-Transfers per month4

  • Bank on your time with mobile, online banking or even pay with Mobile Wallet

  • Account Details

    Monthly Record-keeping Options and Fees, for complete details review Summary of Account Fees.

    Core Account Features & Fees
    Monthly Fee $13.95 mo 
    $9.95 after Seniors Discount
    Number of debit transactions Unlimited
    Charge for additional debit transactions No charge
    Minimum daily balance to waive fee
    $4,000 minimum
    Account Extras 
    ChequesPersonalized cheques can be purchased
    Scotia® InfoAlertsNo charge for Scotia® InfoAlerts. Your wireless carrier's standard text messaging fees apply
    DiscountsDiscounted Seniors banking (age 60 and over)
    Interac e-Transfers2 Free Interac e-Transfers per month4
    Record Keeping Charges may apply for additional record-keeping services
     
    PaperlessFree
    Paper Statement$2.25/month
    Paper statement with cheque image return$2.50/month
    Interest Rate 
    No interest is paid on this account.

    Helpful Account Sections

    Great services to help you manage your money

    Free Scotia® InfoAlerts

    Receive an email, text message, or in app push notification when important account activity happens.

    Find out more
    Interac4 e-Transfer

    All you need is an email address and you can send money to friends and family who have a Canadian bank account.

    Send money now
    Pre-Authorized Payments

    Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees.

    Set up a payment
    Direct Deposit

    Have your paycheque, pension and more automatically deposited into your account and access your money right away.

    Set it up
    Overdraft Protection

    Manage everyday expenses knowing you won't be caught short of funds.

    Protect your account
    Western Union

    A perfect way to send funds to family and friends worldwide.

    Find out
    Bank The Rest® Savings Program

    Learn more about Bank the Rest.

    Get started

    Free add-ons

    Make saving easier with these convenient add-ons.

    Bank The Rest® Savings Program

    Learn more about Bank the Rest.

    Get started
    Pre-Authorized Payments

    Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees.

    Set up a payment

    Tools

    Account Selector

    Find the right account for me.

    Use this tool
    Chequing & Savings Comparison Tool

    Find the one that's right for you.

    Use this tool
    Bank The Rest® Demo & Calculator

    Turn Your Debit Purchases Into Savings.

    Use this tool
    SCENE Calculator

    See how fast points add up!

    Use this tool

    Additional Information

  • Unlimited self-service transactions include3 Interac debit card purchases, ABM cash withdrawals, bill payments (including pre-authorized debits), account transfers and cheques

  • No monthly fee with a minimum daily closing balance of $4,000

  • Eligible for CDIC insurance5

  • Summary of Account Fees

  • You'll need Adobe Acrobat Reader to download PDF brochures.

    Scotia One™ Chequing Account

    In person

    Make an appointment

    Find a branch
    By phone

    Takes about 8 minutes

    1 (800) 472-6842
    Online

    Apply today

    Open your account