Dual Rate Investment Account
Fully liquid Canadian investment account to enhance your cash flow
Earn a great interest rate of up to 1.0% on stable funds up to $20,000,000.
Ideal if you have stable balances
High interest earning potential
Offer full liquidity and operating account functionality
Top reasons to choose this account
If you’re looking to earn a high interest on investment and operating funds in a single account that:
- Pays more interest for stable balances
- Saves you time with online and on-the-go access
- Only pay for the services you use
- Has no monthly account maintenance fee if you maintain a $6,000 minimum monthly balance
|Interest is paid on the stable and fluctuating balances.
$1,000,000 - $20,000,000
$50,000 - $999,999
Investment Balance is the stable portion of your balance that is defined as the lowest end of day balance over the current Investment Period. The rate is applied to the entire Investment Balance within the highest applicable tier.
Rate3 on fluctuating balance is 0.25%
For complete details on interest rate calculations, please click here
Helpful Account Services
Great services to help you manage your money
Free Scotia® InfoAlerts
Get an email or text notification every time money moves through your account. Find out more.
Manage your money safely and efficiently with wire payments, Canadian and US dollar EFT payments (payables and receivables), pay your taxes, and more. Find out how.
Have your paycheque, pension and more automatically deposited into your account and access your money right away. Set it up.
Overdraft Protection for business
Pay with your phone
Forgot your wallet? Use your smartphone to pay for small everyday purchases. Learn more.
Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees. Set up a payment.
Interac debit card purchases, ABM cash withdrawals, bill payments (including pre-authorized debits), account transfers and cheques.
Eligible for CDIC Insurance
For full details of coverage limitations, refer to the CDIC brochure. Protecting Your Deposits
(38kb), or ask for a copy at your Scotiabank branch
Your Guide to Fees and Interest Schedules