Homeownership

Choose the right mortgage with expert advice.

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1 (877) 303-8879

Buying or selling a home

Whether you're buying a new house, or have lived there a while, it's more than just shelter and a place to call home, it's an investment. Our Mortgage Centre can help you with some of your questions, and when you're ready, contact a Scotiabank advisor.

First-time homebuyer

Buying a home is a big deal, and we want to help you do it smoothly. Our tools, tips, and articles will help you understand your mortgage options and the process of purchasing a home.

Existing homeowner

Whether you're selling, refinancing or renewing your existing mortgage, you'll find a range of articles, advice and tools that can help make it happen.

Buying another property

Whether you’re looking for a country home, a city condo, or an investment property, you need to be prepared. The rules for this are different, so be sure to look into the videos, tips and must-read articles.

Own a home, not a mortgage.

Use our mortgage calculator to find out how you can be mortgage-free, faster.

Find your dream home.

Looking for your ideal home? Use our Dream Home Finder Tool.

Renovating a home

Whether you're looking to add value to your home or just want to be ready for those little surprises that come with homeownership, the ScotiaLine® Personal Line of Credit with Visa* access card can be pretty handy.

Renovation tips

These House & Home videos offer tips and advice to help inspire your home renovation.

STEP can help you reach your renovation goals.

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The Scotia Total Equity® Plan (STEP) can help you get ahead on your home renovations. It gives you the flexibility you need to unlock the equity in your home for goals you have today and down the road.
Get a STEP ahead

Get a STEP ahead

Use the STEP tool to unlock the equity in your home, faster.

Need help with your renovation? Get a line of credit that fits in your wallet.

ScotiaLine Personal Line of Credit with Visa access card
Make changes to your home on your own terms with the convenience of a ScotiaLine® Personal Line of Credit with Visa* access card.

See how much you can save by going green.

Make helping the environment help you. Use the Home Energy Savings Calculator to find out how much you could be saving from your utility and hydro bill every month.

Get started

Online

Start your application

Apply now

At home

At a branch

Book an appointment

1 (877) 303-8879