Finances, family, health, leisure, work… retirement is fast becoming a mosaic of priorities. The more complex needs of today’s and tomorrow’s retirees require a different approach. An approach that is personalized and practical, sophisticated yet straightforward and recognizes retirement as a unique journey, not just a destination.
Introducing the Scotia Aria Retirement Program – a singular solution designed exclusively for investors like you seeking a more personalized investment journey to and through retirement.
Aria is a dedicated retirement solution that:
Aligns to your timeline, unique retirement goals and cash flow needs
Provides the expertise and ongoing oversight of a dedicated team of investment management professionals
Recognizes retirement planning doesn’t end when you retire
Scotia Aria Retirement Program - Invest with purpose
The journey to retirement is seldom linear and investment needs are rarely one dimensional. The risks that you face during your working years, such as savings risk, gradually shift to longevity risk as you draw them down.
Separately, each Aria Portfolio is built for a distinct purpose. Combined, they form a complete solution.
The partnership you have with your advisor is integral to the Aria experience. Your advisor at Scotiabank will recommend a custom allocation to the Aria Portfolios that is suitable for you based on your stage in life, risk tolerance and income requirements. They will also continue to monitor your progress, stay attuned to your needs and appetite for risk and recommend adjustments to your strategy along the way.
Scotia Aria Portfolios Series T
These options can help convert your savings into spending with monthly payouts from a combination of income sources designed to potentially create more tax-efficient cash flow than traditional income-producing investments.
ScotiaFunds® are managed by 1832 Asset Management L.P., a limited partnership the general partner of which is wholly owned by The Bank of Nova Scotia. ScotiaFunds are available through Scotia Securities Inc. and from other dealers and advisors, including ScotiaMcLeod® and Scotia iTRADE® which are divisions of Scotia Capital Inc. Scotia Securities Inc. and Scotia Capital Inc. are wholly owned by The Bank of Nova Scotia. Scotia Securities Inc. is a member of the Mutual Fund Dealers Association of Canada. Scotia Capital Inc. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.