Scotiabank Prepaid Visa card

Many needs. One card.

Prepaid Visa Card

Prepaid Visa Card

Choose the card that puts you in charge.

The Scotiabank® Prepaid Reloadable Visa* is a card that lets you load the funds you want, choose how you spend and reload anytime. Use it anywhere Visa is accepted. Your Scotiabank Prepaid Reloadable Visa card is convenient, easy and FREE to reload. Plus, earn SCENE points towards FREE movies and more when you choose the SCENE Prepaid Reloadable Visa.

Find a branch Calculate your SCENE points
  • Low Annual Fee $10.00

  • A budgeting tool to manage spending where you spend only the amount loaded onto the card.

  • Earn 1 SCENE point for every $5 you spend2 on the SCENE Prepaid Reloadable Card

  • Free to Reload

Use your card any way you choose

  • Shop online securely when you pay with your Card
  • Give your teens the freedom to make financial decisions with their own Card
  • Get everyday items – while sticking to your budget

Register your card using our Scotiabank Cardholder Services website!

  • You can use your Card right away but remember to register your Card for use online and internationally and to help protect your money if your Card is ever lost or stolen.
  • Register your Card easily at

Earn FREE movies faster with a Scotiabank SCENE Prepaid Reloadable Visa card

  • Earn 1 SCENE point for every $5 you spend on your everyday purchases. Use your points towards FREE movies, dining, and sporting gear. Plus, earn 5x the SCENE points at Cineplex entertainment theatres** and online at

Features & Programs

  • Reloads are fast, easy and FREE**Use Scotia OnLine or Mobile Banking to transfer funds from your Scotiabank account to your Prepaid Reloadable Visa card. Funds are available immediately.
    - or -
    Set “Scotiabank Prepaid Visa” as a bill payee at most Canadian financial institutions and reload by making a payment. Funds are available within 2 to 4 business days.
  • No credit check, no application, no interest chargesA credit-free way to access the benefits of a Visa card.
  • Worldwide acceptanceShop at millions of merchants worldwide including retail stores and online, wherever the Visa symbol is displayed.
  • Online Account Access.
    • Track your spending and card balance online or with a smartphone for free.
    • Receive balance, purchase and load notification emails (optional).
  • Purchase ProtectionAll the purchases you make with your card are protected by Visa’s Zero Liability protection.
  • SecurityEnjoy the safety of having your money stored on a Visa card without having to carry cash or deal with change.
  • Spending LimitsSet your own spending limit by the amount you load on the card.
  • All for an annual fee of only $10.

There are two cards available:

Prepaid Visa

With the Scotiabank Prepaid Reloadable Visa card, load the funds you want. Choose how you spend and reload anytime. Use it anywhere Visa is accepted.

Prepaid Scene Visa

With the Scotiabank SCENE Prepaid Reloadable Visa card you’ll get all the perks of a regular Prepaid card plus:

  • Earn FREE movies faster with a Scotiabank SCENE Prepaid Reloadable Visa card.
  • Earn SCENE points on all your everyday purchases towards FREE movies and more.
  • Earn 1 SCENE point for every $5 you spend2.

How to redeem your points

Use your SCENE Prepaid Reloadable Visa to earn SCENE points and your black SCENE membership card to redeem points for movies and more.

For SCENE related questions, contact the SCENE
helpdesk: 1-866-586-2805.

Purchase Fee

$10 purchase fee will be deducted from your first value load.

Annual Fee

$10 annual card fee will be deducted from your Card balance on an annual basis beginning the first anniversary of the activation date.

Card Closure Fee

$10 fee charged for closing the Card and returning the remaining Card balance to you. Card closure will occur 30 days from the request to allow for the clearing of outstanding transactions. If there is a balance on the account, a cheque will be mailed to you.

Card Replacement Fee

$10 fee to replace a Card (including lost, stolen or damaged Cards). Your card must be registered at in order to be replaced.

Inactivity Fee

$3.50 deducted from your card balance each month after 36 months of card inactivity until the balance is reduced to $0.00

Foreign Currency Conversion

Purchases made in a foreign currency will be deducted from your Card in the amount converted to Canadian dollars based on an exchange rate determined by Visa Inc. on our behalf, on the date that the transaction is settled with Visa Inc. The exchange rate includes an additional 2.5% of the converted amount.

Cardholder services (IVR and live agent) call fee

2 Calls FREE per month, $2 each additional call.

Minimum Load

For initial load - minimum $10; maximum $990.

Maximum Load

For reloads - minimum $1; maximum $1000 per transaction/per day, and $4000 per 30 days.

Maximum Balance & Purchase Amount


Tools It's easy to achieve your goals.

SCENE Calculator

See how fast points add up!

SCENE Prepaid Visa card


Have a question? Visit the Prepaid Visa FAQ page.

Ready to get started?