Scotia Plus Program for Seniors

Right for you if:

  • You are 59 or older
  • You want a variety of discounted banking services
Apply Today
  • No-monthly plan fees
  • Free Unlimited Transactions
  • Free personalized or certified cheques
  • Free money orders and drafts
  • Spousal benefits
  • $5 discount on Safety Deposit Boxes

PLUS:

Free processing of foreign currency cheques drawn on or deposited to your account.

Free processing of postdated or mailed-in deposits.

Commission-free regular American Express®2 Travellers Cheques

Stop payment options.

Overdraft protection (subject to credit approval) is also available; regular fees apply.

SCENE Rewards

Fees

$0

monthly plan fees

$0

for personal cheques

Fees

  • No monthly fees
  • Unlimited Debit Transactions
  • Scotia Plus Program eligible accounts include the Powerchequing Account, Scotia One Account, Basic Banking, Daily Interest Savings Account, Scotia U.S. Dollar Daily Interest Account and Scotia Euro Daily Interest Savings Account.
  • The Scotia Gain Plan Investment Savings Account, Money Master Savings Account and Scotia Power Savings Account within the Scotia Plus Program for Seniors are subject to normal account service fees.
  • $5 discount on safety deposit box annual rental fee
  • Summary of Account Fees
  • Recordkeeping Options
    Paperless No Charge
    Paper Statement No Charge
    Money Master Paper Statement $2.00/month
    Paper Statement with Cheque Image Return $2.00/month
    Passbook No Charge

Additional Information

Adobe Acrobat Reader is needed to download PDF brochures.

  • Day-to-Day Banking Companion Booklet
    PDF: 499 kb
    Download

Account Combos

Take advantage of our combo offers. Some things are just better together.

SCENE® Program +

Scotia Plus Program for Seniors

SCENE is the only movie rewards program that lets you earn points+ for free movies at Cineplex theatres and more.‡

Apply now

Bank the Rest®+

Scotia Plus Program for Seniors

With our Bank The Rest savings program, you can spend and save just by using your Scotiacard® debit card.

Apply now

Account Add-ons and Other Features

  • Scotia® InfoAlerts Receive text message or email alerts that keep you up-to-date on account balances and transactions, account limits, account activity, and security-related activities. More details
  • Scotia Simple Switch The Scotia Simple Switch® program is a free service providing you with a convenient and hassle-free way to transfer your bank account to Scotiabank. More details
  • Interac*** e-Transfer Send money to, and receive money from, anyone with a Canadian bank account. More details
  • Western Union When you need to send money to loved ones, count on Western Union Money Transfer®* services to do it quickly and conveniently. More details
  • Pre-Authorized Payments Scotiabank Pre-Authorized Payments allow you to pay your bills automatically to over 2,200 companies.
    More details
  • Paperless Recordkeeping Now you can cut down on paper clutter - and save a few trees too - with Paperless Recordkeeping from Scotia Online® Financial Services. More details
  • Direct Deposit Direct deposit is the quick and easy way to have cheques deposited to your account electronically for easy access to your money. More details
  • Overdraft Protection Never worry about having enough funds to cover a cheque or Interac*** direct payment purchase with Overdraft Protection (Subject to credit approval). More details
  • Pre-Authorized Contributions Set up an automatic investment plan with a little as $50 per month. Regular contributions give you the benefits of compound investing and dollar cost averaging. More details
Tools It's easy to achieve your goals.

Account Selector

Let us help you find the right account.

Use this tool

SCENE Calculator

See how fast points rack up with the SCENE Calculator.

Use this tool

Bank The Rest calculator

See how much money you'll save monthly with your regular debit card purchases.

Use this tool
Videos See our latest demos and videos.
Retiring Well 2:35 min | Transcript
See how other Canadian feel about saving for retirement. Watch video
SCENE ScotiaCard 0:30 min
Earn movie rewards and more. Watch video
Save Automatically 0:54 min | Transcript
Talk to a Scotia advisor and find out how you can save $1,500 or more a year - without the "big lecture". We've made it easy to save more every year in three simple ways. Watch video

Ready to apply

What do I need to apply?
  • PhoneTakes about 8 minutes 1(800)472-6842 Mon-Fri (8am-6pm)
  • In person Make an appointment at your local branch Find a local branch
  • Online 3 easy steps, 100% safe and secure Apply Today
  • 1 ®2 used under license by American Express Company Read More
  • +Maximum 300 points per transaction. Maximum 600 points per day.
  • ‡ In the event of a return and/or exchange of any purchase for which SCENE Points were allocated, SCENE Points will be deducted automatically from your SCENE membership account. SCENE points can only be redeemed at participating Cineplex Entertainment theatres or scene.ca for other points offers (or rewards). Some conditions and limitations apply. Visit scene.ca for complete details. Points accumulated using the SCENE ScotiaCard will be updated within 2-3 business days for debit transactions.
  • *** Interac trademark
  • ®* Western Union
  • ® Scotia InfoAlerts trademark