VISA Business Card Program

ScotiaGold Passport for Business VISA Card

Earn cash back rewards and savings

The Scotiabank VISA*Business Card, available in Canadian or U.S. currencies offers your employees a convenient and secure credit card for business purchases. You’ll also enjoy additional benefits:

Apply online
  • Customize your card program Choice of gold and silver cards.
  • At a glance reporting 24/7 Secure, paperless, and Web-based.
  • Cash back rewards and savings Up to 1% cash back annually per card.
  • Simplified Expense Management Reduce, consolidate and streamline.
  • Available in CAD and USD.
Cash Back, Control and Savings. Cash Back, Control and Savings. 1:26 min
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At a Glance


Cash back annually per card


at a glance

Save on office supplies and other business-related items.

Rates & Fees

Pricing based on Card Type and Currency
The annual fee for Scotiabank VISA Business Cards is based on the type of card (Gold or Silver) and the currency (CAD or USD) you select to suit your cardholder and business needs.

CAD Program
Silver $65 CAD
Gold $95 CAD

USD Program
Silver $65 USD
Gold $95 USD

Fees will be changing effective September 16, 2016. Contact us for more information.

Key Benefits

Cash Back Rewards1 and Savings
With our Canadian dollar program, your business will receive cash back annually at a rate of up to 1% per card based on spending levels. The cash is deposited directly into your Scotiabank business deposit account, annually in October. The maximum cash back is $25,000 per year, at the program level.

Simplified Expense Management
The Scotiabank VISA Business Card program helps you reduce expenses, consolidate your business spending and streamline administration. You'll have fewer cheques to write, convenient direct debit monthly payments, and the ability to reconcile your card expenses online. It also reduces your Business Account transactions by consolidating payments, which can reduce your service charges.


Customize your card program by selecting the appropriate combination of gold and silver cards for your cardholders, available in either Canadian or US currencies. You can also get individual limits for credit and cash advances to meet your business and cardholder requirements.

Gold and Silver Cards

  • Silver for more modest spending limits
  • Gold for prestige and recognition, with comprehensive travel insurance and international concierge services.

You can also get individual limits for credit and cash advances to meet your business and cardholder requirements.

At a Glance Reporting 24/7
Web-based reporting allows you to check and reconcile expenses securely online, anytime and easily export detailed information into your financial software for fast analytics. In addition to online reporting, your statements are also generated electronically, virtually eliminating the need for paper.

Special Discounts

VISA SavingsEdge®1

Turn business purchases into business savings with Visa SavingsEdge. It's free to join. Just enrol your eligible Scotiabank Visa Business card at Then make qualifying purchases with your enrolled card at participating merchants. Savings will appear as credits on your future account statements.

Ready to apply

What do I need to apply?
  • Phone Prefer to talk to us?1-877-552-5522 (CAD$ Card Only) 1-877-552-5522
    Mon-Fri (9am-8pm)
  • In Person Find a Small Business advisor in your area Find your small business advisor
  • Online Apply using our online application if your business' annual sales are up to $5,000,000. (CAD card only)2
    Apply Today