Scotiabank Business Investment Account

An interest bearing account for both Canadian and U.S. Dollar balances
Earn a competitive rate on fully liquid balances up to $50,000,000
A tiered-rate investment account for surplus balances
Interest is calculated on daily closing credit balances and paid monthly
Earn competitive rates on surplus balances of $25,000 or more

Top reasons to choose this account

If you’re looking for an investment account that earns a high interest on both Canadian and U.S. Dollar balances that:

  • Saves you time with online and on-the-go access
  • Has no monthly account maintenance fee and more

Helpful Account Services

Great services to help you manage your money

Free Scotia® InfoAlerts

Get an email or text notification every time money moves through your account. Find out more.


Manage your money safely and efficiently with wire payments, Canadian and US dollar EFT payments (payables and receivables), pay your taxes, and more. Find out how.

Direct Deposit

Have your paycheque, pension and more automatically deposited into your account and access your money right away. Set it up.

Overdraft Protection for business

Manage everyday expenses knowing you won't be caught short of funds Protect your account.

Pay with your phone

Forgot your wallet? Use your smartphone to pay for small everyday purchases. Learn more.

Pre-Authorized Payments

Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees. Set up a payment.

Additional Information

ABM cash withdrawals, bill payments (including pre-authorized debits), account transfers and cheques.

Eligible for CDIC Insurance

For full details of coverage limitations, refer to the CDIC brochure. Protecting Your Deposits (38kb), or ask for a copy at your Scotiabank branch

Your Guide to Fees and Interest Schedules

Monthly Record-keeping Options and Fees, for complete details review Summary of Account Fees