Business Investment Account
Grow your surplus funds with a competitive interest rate.
Product benefits
- Earn interest on balances between $25,000 and $50,000,000*
- Available for CAD or USD
- Save with no monthly fee
- Withdraw funds anytime
- Grow funds with interest calculated daily and paid monthly
- Bank quickly and conveniently online
Account Features1
| Currency | CAD | USD |
| Maximum balance | $50,000,000 | $50,000,000 |
| Monthly Maintenance Fee | $0 | $0 |
Interest Rates (p.a.)2
| Balance Tiers* | Interest Rates (CAD) | Interest Rates (USD) |
| $25,000,000 - $50,000,000† | 2.25% | 2.80% |
| $7,500,000 - $24,999,999 | 2.25% | 2.80% |
| $2,000,000 - $7,499,999 | 2.25% | 2.80% |
| $25,000 - $1,999,999 | 1.75% | 2.50% |
| Under $25,000 | 0.000% | 0.000% |
* Interest is calculated on the entire daily closing credit balance within the highest applicable interest rate tier, at the rate for that tier, and paid monthly.
† For funds exceeding $50,000,000, speak to your advisor about other investment options better suited for your business.
Fuelling more together
Hit the road and get up to 3¢/L in value.°
When you link your ScotiaCard for business to Shell Go+.
Related services
Dual Rate Investment Account
Operate your business and save surplus funds – all with a single account.
Redeemable GIC
Provides liquidity and can be redeemed before maturity.
Non-Redeemable GIC
Earn more interest when you lock in your funds in this guaranteed investment.
How can we help?
Phone
Prefer to talk to us
In person
Contact us
Scotiabank ScotiaCard for business Cardholders who link their ScotiaCard for business to a Shell Go+ Account can get 3 cents per litre in instant fuel discounts when they purchase fuel with their linked ScotiaCard for business:
- Instant 3 cents per Litre Discount on Fuel Purchases (All Grades): Receive an instant 3 cents per litre discount on purchases of fuel (all grades) (“Fuel Purchases (All Grades)”) at participating Shell locations in Canada when you use any eligible Scotiabank debit card or credit card linked to a Shell Go+ Account, up to a maximum of 1,000 litres per month per Scotiabank debit card and per Scotiabank credit card account. This total limit resets at the start of each new month per payment card account. This discount is subject to the Scotiabank Fuel Benefit Terms and Conditions.