Scotia Gain Plan Investment Savings Account

Right for you if:

  • You don't need frequent access to your funds
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  • No monthly fee
  • Each debit transaction is $1.25
  • Interest is earned on every dollar, and the higher your balance the higher your interest rate
  • This account offers liquidity to take advantage of investment opportunities or deal with emergencies

Fees

  • Recordkeeping Options
    Paperless No Charge
    Paper Statement1 $1.00/month
    Paper Statement with Cheque Image Return $2.00/month
    Passbook1 $2.00/month

Additional Information

Adobe Acrobat Reader is needed to download PDF brochures.

  • Day-to-Day Banking Companion Booklet
    PDF: 499 kb
    Download

Account Add-ons and Other Features

  • Scotia Simple Switch The Scotia Simple Switch® program is a free service providing you with a convenient and hassle-free way to transfer your bank account to Scotiabank. More details
  • Interac*** e-Transfer Send money to, and receive money from, anyone with a Canadian bank account. More details
  • Western Union When you need to send money to loved ones, count on Western Union Money Transfer®* services to do it quickly and conveniently. More details
  • Paperless Recordkeeping Now you can cut down on paper clutter - and save a few trees too - with Paperless Recordkeeping from Scotia Online® Financial Services. More details
  • Direct Deposit Direct deposit is the quick and easy way to have cheques deposited to your account electronically for easy access to your money. More details
  • Overdraft Protection Never worry about having enough funds to cover a cheque or Interac*** direct payment purchase with Overdraft Protection (Subject to credit approval). More details
  • Pre-Authorized Contributions Set up an automatic investment plan with a little as $50 per month. Regular contributions give you the benefits of compound investing and dollar cost averaging. More details
Tools It's easy to achieve your goals.

Account Selector

Let us help you find the right account.

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Bank The Rest calculator

See how much money you'll save monthly with your regular debit card purchases.

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Pay Yourself First Tools

Save for the short and long term with automatic savings.

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Videos See our latest demos and videos.
Save Automatically 0:54 min | Transcript
Talk to a Scotia advisor and find out how you can save $1,500 or more a year - without the "big lecture". We've made it easy to save more every year in three simple ways. Watch video
SCENE Program + Scotiabank 2:32 min | Transcript
You may never have to pay for a movie again. See how easy it is with a SCENE membership. Watch video

Ready to apply

What do I need to apply?
  • PhoneTakes about 8 minutes 1(800)472-6842 Mon-Fri (8am-6pm)
  • In person Make an appointment at your local branch Find a local branch
  • Online 3 easy steps, 100% safe and secure Apply Today
  • 1 This fee does not apply to participants in the Scotia Plus® Program for Seniors.