One point for every $2 you spendApply online
Notice: Important Changes to Scotiabank Credit Card Accounts
Effective August 1, 2016, there will be changes to some of our credit card fees and other terms.
For more information, please refer to our Important Notice for Scotiabank Credit Cardholders.
Earn Scotia Rewards points - One point for every $2 you spend1
Flexible travel rewards
Earn travel rewards with no annual fee!
Earn travel rewards then use your Scotia Rewards points to book any type of travel you want, including flights, hotels, holiday packages, cruises and more with no restrictions!
Scotia Rewards® points
Earn one point for every $2 you spend on everyday purchases.1
Purchase travel online or over the phone through our full-service travel agency. Or you can choose to book your own travel using your Scotiabank Rewards VISA card, then call or go online to redeem points for the purchase.
Flexible Point Redemption
Scotia Rewards® Program and Travel Privileges
Global Hotel discount
Receive up to 20% off the lowest published offer at over 18,000 hotels worldwide, plus enjoy special amenities and preferred pricing
Upgrades and perks on cruises
Enjoy more on every cruise with offers and benefits ranging from shipboard credits, to upgrades, shore excursions, specialty dining experiences, reduced deposits
Receive up to 25% off qualifying rentals with 131 companies worldwide
Get low rates, special amenities & discounts on select packages at resorts worldwide
For a look at just some of the travel experiences available visit www.scotiarewards.com.
Scotia Credit Card Cheques4
Obtain cash advances at:
When you link your Scotiabank Rewards VISA account to your ScotiaCard® you can use TeleScotia® Telephone Banking and Scotia OnLine® Financial Services for VISA account information.
With one simple application, you can have financial protection from a range of life events: Disability, Job Loss, Strike or Lockout, Critical Illness or loss of Life. A monthly benefit equal to 5%† of your outstanding credit card account balance can be paid to your credit card account if you are unable to work, which can help pay down your balance faster. In the event of a diagnosis of a covered Critical Illness++, or if you pass away, your outstanding credit card account balance can be paid in full, up to a maximum of $20,000.
This comprehensive coverage is available at a monthly premium rate of only $0.95 per $100 of average daily balance on your credit card account (plus any applicable sales tax). The affordable cost includes benefits for a Co-Borrower at no additional charge. The premium is conveniently charged to your credit card account to help ensure your coverage stays in place.
Approval is fast! If you are a resident of Canada, and are at least 18 and under 65 years of age, simply indicate below that you would like to enroll.
View more information or simply call 1-855-753-4272 between 8am and 8pm (EST) Monday to Friday and a Customer Service Representative will be pleased to assist you.
It's hard to get a credit card without a Canadian credit history. But the Scotiabank StartRight ® Program± for Newcomers can help. It's a special program designed to meet the needs of newcomers to Canada. With the StartRight Program, you can be approved for a credit card – even without a Canadian credit history. Once you have a credit card you can:
Use the link below to apply for your credit card through the Scotiabank StartRight Program today.Apply now