Travel & Insurance Benefits

Travel by any means out of your province of residence and receive automatic 31-day coverage.

Quick facts:

• Coverage includes expenses for hospital care, nursing care, prescription drugs, licensed ambulances and physician's and surgeon's fees as well as other eligible medical services and supplies (under age 65)¹.
• Coverage extends to your spouse (under age 65) and your eligible dependent children.

Additional and extended medical coverage is available for purchase through Scotia Assist by calling 1-800-263-0997 or collect at 416-977-1552.

Certificate of Travel Emergency Medical Insurance (82 Kb)

Receive up to $2500 per person (maximum $10,000 per trip) when at least 75% of each person's eligible trip expenses are charged to your ScotiaGold Passport VISA card (under age 65)¹.

Quick facts:

• Coverage extends to spouse (and/or traveling companion) and eligible dependent children.
• Coverage is also available for purchase if the value of the trip exceeds the amount listed above.

Certificate of Trip Cancellation Insurance (70 Kb)

No need to purchase the collision/loss damage insurance coverage offered by the car rental company.

Quick facts:

• Covers full value of the vehicle against damage, loss or theft¹ provided the entire cost of the car rental is charged to your ScotiaGold Passport VISA card AND coverage offered by the rental car agency is declined (some exclusions apply).

Certificate of Rental Car Collision Insurance (70 Kb)

Receive automatic maximum coverage of up to $250,000 per person and $500,000 per occurrence.

Quick facts:

• Coverage when at least 75% of the common carrier travel fares are charged to your ScotiaGold Passport VISA card.
• Coverage extends to spouse and eligible dependent children.

Certificate of Travel Accident Insurance (49 Kb)

Protects most purchases for 90 days against theft, damage, loss and destruction.

Quick facts:

• Protects purchases made anywhere in the world provided the item is purchased with your ScotiaGold Passport VISA card.
• Extended warranty coverage is available and will double the manufacturer's warranty to a maximum of 1 year (original receipt required).

Certificate of Purchase Security Insurance (82 Kb)

Never get caught without your luggage again.

Quick facts:

• Protects up to $1,000 for the cost of replacing essential items if your checked luggage is not delivered within 4 hours of arriving at your final destination.
• Only applies if the full cost of the fare has been charged to your ScotiaGold Passport VISA card.

Have the protection you have home while you're away.

Quick facts:

• Protects you for the period of time between check-in and check-out.
• Protects from theft of most items of personal property where there is evidence of forceful entry.
• Coverage within Canada and USA.
• Coverage is up to a maximum of $1,000 provided the full cost of the Hotel/Motel room has been charged to your ScotiaGold Passport VISA card.

As a ScotiaGold Passport VISA Cardmember, you can register your credit and debit cards, as well as important documents (e.g., passports, insurance policies, driver's licenses) for you and any family members in your household.

Quick facts:

• One phone call from anywhere in the world places an urgent stop notice on all missing cards and begins the card replacement process.
• No limit to the number of cards or important documents you can register.
• Available 24/7
• Service is available at no additional charge.

• No additional cost to ScotiaGold Passport VISA Cardmembers.
• Available 24/7

If you've already registered, it's a good idea to check your information a few times each year to make sure that we have the most up to date records on file.

To register for this free service, simply complete the registration form (278 Kb)

Save with discounts at participating AVIS car rental locations worldwide.

Quick facts:

• Up to 20% discount at participating AVIS locations around the world when you use your ScotiaGold Passport VISA card.
• Hassle-free reservations when you call our travel services at 1-800-665-2582, call AVIS directly at 1-800-TRY-AVIS (1-800-879-2847), or visit www.avis.ca and quote AVIS #C030500.

Scotia VISA Balance Protection can make monthly payments+ to your Scotia VISA account to help you maintain a good credit rating if you are unable to work due to disability, job loss or strike. It can pay your outstanding balance++ in the event you become critically ill or pass away.

To be eligible to apply for coverage you must be between minimum 18 and 65 years of age on the date of application and a Canadian resident. If you are approved for coverage, you authorize Scotiabank to charge the monthly premium at a rate of 0.95 per $100. of your average daily outstanding balance (plus applicable taxes) to your Scotiabank account.

For more information, please visit our website at www.scotialifefinancial.com or call 1-800-461-0285 between 8:00 am and 8:00 pm Monday to Friday.

+ 5% of outstanding balance up to 24 months
++ The maximum benefit payable is $20,000

Protects you against fraud should someone steal your VISA card number.

Quick facts:

• You pay nothing for their fraudulent activity.
• This policy covers you anywhere you have shopped where your VISA card may have been stolen, including the Internet.
• Certain restrictions, exclusions and limitations apply.

Please visit www.visa.ca for a full description of the VISA Zero Liability Policy.