Start your banking in Canada with StartRight

Right for you if:

  • You plan to go to school in Canada as an international student1
  • You want a banking package designed just for you

Build a brighter future with the Scotiabank StartRight Program

The Scotiabank StartRight® Program2 helps you take care of your finances while you’re in school. When you arrive in Canada, you can open a bank account, apply for a credit card and get useful advice that helps you get comfortable in Canada.

If you're a student from China, India, Vietnam, or the Philippines, then you can invest in a Guaranteed Investment Certificate (GIC)

  • With a GIC your initial investment is 100% secure.
  • Under the Student GIC Program you can invest CAD $10,000.
  • Each month, for 12 months, you’ll receive a portion of your investment back, plus interest.

Learn what you can get with the StartRight Program

If you’re planning to attend university, college or another post-secondary school, the StartRight program offers you:

  • A banking package that lets you bank with no monthly fees3.
  • Credit cards that offer free movie rewards5 or money back6.
  • Optional credit card protection7 to help you keep up with your credit card payments in case of difficult times4.
  • Access to scholarships, grants and bursary opportunities.
  • 10 free trades8, when you open a Scotia iTRADE® account and invest $1,000 or more in assets. Use promo code SRPE15.
A banking package for everyday banking needs

With the StartRight Program you can open the Student Banking Advantage® Plan3 which lets you:

  • Save with no monthly fees.
  • Withdraw and deposit money, transfer funds, pay bills and more.
  • Bank 24/7 online, with your smartphone, tablet, telephone, or at any bank machine.
  • Earn SCENE points that you can use to get free movies and more12.
Open a savings account that helps you grow your money

Use our savings accounts to grow your money:

  • Earn competitive interest rates on every dollar you save.
  • Save even more with the Bank The Rest program.
Credit cards with the rewards you want

Choose from two great credit cards4 created just for students like you.

Love watching movies? Get the SCENE VISA Card

  • There’s no annual fee.
  • You’ll earn points with every purchase4.

Prefer getting cash back? Apply for the L’earn VISA Card

  • Earn up to 1% cash back with every purchase6.
  • Save with no annual fee.
Help for student life

Need money for school? Feeling stressed about classes? Having trouble with your roommate? Then check out yconic.com, Canada’s largest student help platform.

At yconic.com you can:

  • Learn about bursaries, contests and member-only scholarships. In fact, there are over $170 million in financial opportunities.
  • Get peer-to-peer support when you need it.
  • Learn smart ways to manage your money.
  • Find out about products geared to help students like you.

Don’t miss out. Join yconic.com today for free.

Why choose Scotiabank?

Take a look at why new Canadians start their new life with Scotiabank.