Scotia Mortgage for Self Employed

Right for you if:

  • You're self-employed or in commission-based sales
  • You want the ability to select any Scotiabank home ownership solution
  • Fixed and variable interest rates Fixed rate terms from 6 months to 5 years, 7 years, and 10 years, and Scotia Flex Value® mortgages available.
  • Hassle-free home financing Qualify for home financing with as little as 10% down.
  • Conventional and insured financing available.


  • Choose from weekly, biweekly, semi-monthly, and monthly payment options.
  • Scotia Mortgage Protection can help make sure the home you worked so hard for is protected.
Tools It's easy to achieve your goals.

Mortgage-Free Faster Calculator

Discover how small changes can have a big effect. This tool will show you how you can be mortgage-free faster.

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What Can I Afford?

Find out how much, so you can arrange your mortgage and shop for a home with confidence.

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Mortgage Payment Calculator

Determine your payment options, amortization and more, all with one calculator.

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STEP Calculator

Learn how to save by using the equity in your home to borrow at lower interest rates.

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Mortgage Selector

Opening the door to homeownership.

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Mortgage Comparison Calculator

Use this calculator to compare two different mortgages and determine which feature or product is the most suitable to meet your needs.

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