ScotiaLine® Personal Line of Credit

Right for you if:

  • You want access to money whenever and wherever you need it
  • You want a personal line of credit that fits in your wallet
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  • Combines high credit limits and very competitive rates
  • Minimum payments could be as low as interest only2
  • Use ScotiaLine cheques to transfer balances or pay for large purchases
  • Instant cash advances at ABMs in Canada and worldwide
  • Enjoy special discounts

Notice: Important Changes to Scotiabank Line of Credit Accounts
Effective as of August 1, 2016, some of our fees and terms will change.


Purchase security and warranty protection.4

Regular cheques are free. Personalized cheques are available for purchase.³

Itemized statements.

Scotia Line of Credit Protection can mean providing the financial support that you and your family may need during a difficult time.

No Penalty to pay off your entire balance

Minimum monthly payment could be as low as interest only²

  • Unsecured minimum credit limit: $10,000
  • No cash advance fee when using your VISA access card at any Scotiabank ABM
  • Purchase Security and Extended Warranty protection on purchases made with your VISA access card or with your ScotiaLine cheques4

For current rates1 and information on fees and interest, call 1-888-882-8958.

AVIS Car Rentals
Save with discounts of up to 20% at participating AVIS car rental locations worldwide. Simply present your ScotiaLine VISA access card at any participating location. Or visit or call 1-800-TRY-AVIS (879-2847) and quote the rebate number C030400.

Use ScotiaLine Cheques to:

  • Transfer balances from gas and retail cards that charge higher interest rates.
  • Pay for a large purchase, insurance premiums, medical bills, or utility bills.

Obtain cash advances at:

  • Over 1 million ABMs around the world displaying the VISA/PLUS symbols.
  • Over 55,000 ABMs displaying the INTERAC symbol in Canada, including Scotiabank ABMs.
  • Or, access your account with your ScotiaCard when you link the two together.

Ready to apply

  • PhoneTakes just a few minutes 1(888)882-8958 Mon-Fri (9am-8pm) 1(888)882-8958
    Mon-Fri (9am-8pm)
  • Online 5 easy steps, under 10 minutes, 100% safe and secure Apply Today

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