ScotiaLine® Personal Line of Credit

Right for you if:

  • You want access to money whenever and wherever you need it
  • You want a personal line of credit that fits in your wallet
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  • Combines high credit limits and very competitive rates
  • Minimum payments could be as low as interest only2
  • Use ScotiaLine cheques to transfer balances or pay for large purchases
  • Instant cash advances at ABMs in Canada and worldwide
  • Enjoy special discounts


Purchase security and warranty protection.4

Regular cheques are free. Personalized cheques are available for purchase.³

Itemized statements.

Scotia Line of Credit Protection can mean providing the financial support that you and your family may need during a difficult time.

No Penalty to pay off your entire balance

Minimum monthly payment could be as low as interest only²

  • Unsecured minimum credit limit: $10,000
  • No cash advance fee when using your VISA access card at any Scotiabank ABM
  • Purchase Security and Extended Warranty protection on purchases made with your VISA access card or with your ScotiaLine cheques4

For current rates1 and information on fees and interest, call 1-888-882-8958.

AVIS Car Rentals
Save with discounts of up to 20% at participating AVIS car rental locations worldwide. Simply present your ScotiaLine VISA access card at any participating location. Or visit or call 1-800-TRY-AVIS (879-2847) and quote the rebate number C030400.

Use ScotiaLine Cheques to:

  • Transfer balances from gas and retail cards that charge higher interest rates.
  • Pay for a large purchase, insurance premiums, medical bills, or utility bills.

Obtain cash advances at:

  • Over 1 million ABMs around the world displaying the VISA/PLUS symbols.
  • Over 55,000 ABMs displaying the INTERAC symbol in Canada, including Scotiabank ABMs.
  • Or, access your account with your ScotiaCard when you link the two together.

Ready to apply

  • PhoneTakes just a few minutes 1(888)882-8958 Mon-Fri (9am-8pm) 1(888)882-8958
    Mon-Fri (9am-8pm)
  • Online 5 easy steps, under 10 minutes, 100% safe and secure Apply Today