Basic Banking Plan

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Great banking.
Great rewards

Monthly fee
Seniors fee (age 60+)

Top reasons to choose this account

  • 25 transactions every month1 – including self-serve and teller transactions
  • No monthly fee with a $3,000 minimum daily closing balance
  • 2 Free Interac e-Transfers per month++
  • Excellent choice for moderate banking needs
  • Plus, earn SCENE Rewards

3 easy steps, 100% safe & secure

Helpful Account Services

Great services to help you manage your money.

  • Free Scotia® InfoAlerts Get an email or text notification every time money moves through your account. Find out more.
  • Overdraft Protection Manage everyday expenses knowing you won't be caught short of funds. Protect your account.
  • Interac** e-Transfer All you need is an email address and you can send money to friends and family who have a Canadian bank account. Send money now.
  • Western Union A perfect way to send funds to family and friends worldwide. Find out more.
  • Pre-Authorized Payments Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees. Set up a payment.
  • Bank The Rest® Savings Program More about Bank the Rest Get started.
  • Direct Deposit Have your paycheque, pension and more automatically deposited into your account and access your money right away. Set it up.

Free Add-Ons

Make saving easier with these convenient add-ons.

Bank The Rest® Savings Program

Spend and save just by using your ScotiaCard® debit card.

Pre-Authorized Contributions

Save automatically. It's the easiest way to save for the things that matter to you.

Optional Rewards

Scotia SCENE Card

Scene Rewards

Love movies? Sign up for SCENE Rewards and earn points towards free movies and more.

Monthly Record-keeping Options and Fees, for complete details review. Summary of Account Fees.

Core Account Features & Fees

Monthly Fee ${{10.95 | currency}} mo
${{6.95 | currency}} after Seniors Discount
Number of debit transactions 25
Charge for additional debit transactions $1.25/each
Minimum daily balance to waive fee $3,000 minimum

Account Extras

Interac e-Transfers 2 Free Interac e-Transfers per month++
Cheques Personalized cheques can be purchased
InfoAlerts No charge for Scotia® InfoAlerts. Your wireless carrier's standard text messaging fees apply
Discounts Discounted Seniors banking (age 60 and over)


Charges may apply for additional record-keeping services

Paperless Free
Paper statement $2.25/month
Paper statement with cheque image return $2.50/month

Interest Rate

No interest is paid on this account

Additional Information

  • 25 transactions include3: Interac debit card purchases, ABM cash withdrawals, bill payments (including pre-authorized debits), account transfers and cheques.
  • Additional transactions cost $1.25 each.
  • Eligible for CDIC insurance.
  • Summary of Account Fees.

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Day-to-Day Banking
Companion Booklet

PDF: 499 kb kb

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