Basic Banking Plan

Right for you if:

  • You use your account frequently
  • You're looking for excellent value
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  • 25 debit transactions per month including:
    • Cheques
    • Interac Direct Payment purchases
    • Cash withdrawals, account transfers and bill payments
  • Monthly fee waived when you maintain a minimum daily balance of $2,000
  • No charge for Scotia InfoAlerts (an alert service that allows you to choose to receive account notifications such as account information, account management and security alerts via text message, e-mail or both). Your wireless carrier's standard text messaging fees apply.
  • Overdraft protection (subject to credit approval) is also available; regular fees apply
  • Eligible for CDIC Coverage
  • SCENE Rewards

Fees & Options

$8.95

/month

Up to 25

debit transactions (any type) per month

$0

No charge for
paperless recordkeeping

Fees

  • $8.95 monthly fee, which includes 25 debit transactions1
  • Monthly fee waived when you maintain a minimum daily balance of $2,000
  • Additional transactions exceeding the monthly limit of 25 are charged at $1.00 each
  • Summary of Account Fees
  • Recordkeeping Options
    Paperless No Charge
    Paper Statement $1.00/month2
    Paper Statement with Cheque Image Return $2.00/month
    Passbook $2.00/month2
  • Interest
    No interest is paid on this account

Additional Information

Adobe Acrobat Reader is needed to download PDF brochures.

  • Day-to-Day Banking Companion Booklet
    PDF: 499 kb
    Download

Account Combos

Take advantage of our combo offers. Some things are just better together.

SCENE® Program +

Basic Banking Plan

SCENE is the only movie rewards program that lets you earn points+ for free movies at Cineplex theatres and more. ‡

Apply now

Bank the Rest®+

Basic Banking Plan

With our Bank The Rest savings program, you can spend and save just by using your Scotiacard® debit card.

Apply now

Account Add-ons and Other Features

Many services are available to you just for being a Scotiabank customer.

  • Bank-to-Bank Transfer Service We know your time is valuable so we have introduced a free, quick and convenient way to consolidate your savings into a competitive interest account. More details
  • Scotia® InfoAlerts Receive text message or email alerts that keep you up-to-date on account balances and transactions, account limits, account activity, and security-related activities. More details
  • Scotia Simple Switch The Scotia Simple Switch® program is a free service providing you with a convenient and hassle-free way to transfer your bank account to Scotiabank. More details
  • Interac*** e-Transfer Send money to, and receive money from, anyone with a Canadian bank account. More details
  • Western Union When you need to send money to loved ones, count on Western Union Money Transfer®* services to do it quickly and conveniently. More details
  • Direct Deposit Direct deposit is the quick and easy way to have cheques deposited to your account electronically for easy access to your money. More details
  • Scotia Plus Eligible Enjoy an array of specialty banking services when you turn 59. More details
  • Pre-Authorized Contributions Set up an automatic investment plan with a little as $50 per month. Regular contributions give you the benefits of compound investing and dollar cost averaging. More details
Tools It's easy to achieve your goals.

Account Selector

Let us help you find the right account.

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SCENE Calculator

See how fast points rack up with the SCENE Calculator.

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Bank The Rest calculator

See how much money you'll save monthly with your regular debit card purchases.

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Videos See our latest demos and videos.
Save Automatically 0:54 min | Transcript
Talk to a Scotia advisor and find out how you can save $1,500 or more a year - without the "big lecture". We've made it easy to save more every year in three simple ways. Watch video
SCENE ScotiaCard 0:30 min
Earn movie rewards and more. Watch video
SCENE Program + Scotiabank 2:32 min | Transcript
You may never have to pay for a movie again. See how easy it is with a SCENE membership. Watch video

Ready to apply

What do I need to apply?
  • PhoneTakes about 8 minutes 1(800)472-6842 Mon-Fri (8am-6pm)
  • In person Make an appointment at your local branch Find a local branch
  • Online 3 easy steps, 100% safe and secure Apply Today
  • 1Additional fees apply for shared ABM services, cross-border debit transactions and other banking services not included. Read More
  • 2This fee does not apply to participants in the Scotia Plus® Program for Seniors.
  • +Maximum 300 points per transaction. Maximum 600 points per day.
  • ‡ In the event of a return and/or exchange of any purchase for which SCENE Points were allocated, SCENE Points will be deducted automatically from your SCENE membership account. SCENE points can only be redeemed at participating Cineplex Entertainment theatres or scene.ca for other points offers (or rewards). Some conditions and limitations apply. Visit scene.ca for complete details. Points accumulated using the SCENE ScotiaCard will be updated within 2-3 business days for debit transactions.
  • *** Interac trademark
  • ®* Western Union
  • ® Scotia InfoAlerts trademark