Basic Banking Plan

Monthly fee
Seniors fee (age 60+)
ScotiaCard security
3 easy steps, 100% safe & secure

Top reasons to choose this account

  • 25 transactions every month – including self-serve and teller transactions
  • No monthly fee with a $3,000 minimum daily closing balance
  • 2 Free Interac e-Transfers per month
  • Excellent choice for moderate banking needs
  • Plus, earn SCENE Rewards

Helpful Account Services

Great services to help you manage your money

Free Scotia® InfoAlerts

Get an email or text notification every time money moves through your account. Find out more.

Overdraft Protection

Manage everyday expenses knowing you won't be caught short of funds. Protect your account.

Interac e-Transfer

All you need is an email address and you can send money to friends and family who have a Canadian bank account. Send money now.

Pre-Authorized Payments

Pay your Internet, cell phone bill and more automatically. No missed due dates and no late fees. Set up a payment.

Direct Deposit

Have your paycheque, pension and more automatically deposited into your account and access your money right away. Set it up.

Bank The Rest® Savings Program

More about Bank the Rest Get started.

Western UnionTM

A perfect way to send funds to family and friends worldwide. Find out how.

Free Add-Ons

Make saving easier with these convenient add-ons.

Bank The Rest® Savings Program

Spend and save just by using your ScotiaCard® debit card.

Pre-Authorized Contributions

Save automatically. It's the easiest way to save for the things that matter to you


Account Selector

Find the right account for me.

Chequing & Savings Comparison Tool

Find the one that's right for you.

Bank The Rest® Demo & Calculator

Turn Your Debit Purchases Into Savings

SCENE Calculator

See how fast points add up!

SCENE ScotiaCard Debit Card

Earn SCENE® points on everything you buy. See how many free movies you could be watching with the SCENE® ScotiaCard® debit card.

Additional Information

  • 25 transactions include: Interac debit card purchases, ABM cash withdrawals, bill payments (including pre-authorized debits), account transfers and cheques.
  • Additional transactions cost $1.25 each.
  • Eligible for CDIC insurance.
  • Summary of Account Fees.

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Day-to-Day Banking
Companion Booklet

PDF: 499 kb