RSP Catch-Up Loans

Right for you if:

  • You want to maximize your RSP contributions
  • You want to borrow money to save money
  • Competitive interest rates
    Visit your local branch for details
  • Borrow up to $50,000
    Subject to credit approval
  • Flexible repayment terms
    • Amortization periods up to 15 years
    • Option to repay your loan at any time without penalty


Regular monthly payments
Agree on a fixed weekly / bi-weekly / monthly payment that fits your budget – with flexibility should circumstances change

Deferred payment
Choose to defer your first payment up to 90 days, while waiting for your tax refund

Personal Loan Calculator

Use the Scotiabank Personal Loan Calculator to determine your estimated interest and principal payments.

Ready to apply