Scotiabank StartRight® Mortgage Program for Temporary Residents

Right for you if:

  • You want to buy a home while staying in Canada
  • You want as many mortgage options as possible
  • Fixed or Variable rates Choose from fixed rate terms as low as 6 months and as long as 10 years, and Scotia Flex Value® closed mortgage.
  • Conventional and insured financing available.


  • Choose from weekly, biweekly, semi-monthly, and monthly payment options.
  • Scotia Mortgage Protection can help make sure the home you worked so hard for is protected.

Visit StartRight Program for Newcomers for complete details on all of the program's services and products offered to temporary non-residents.

Tools It's easy to achieve your goals.

Mortgage-Free Faster Calculator

Discover how small changes can have a big effect. This tool will show you how you can be mortgage-free faster.

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What Can I Afford?

Find out how much, so you can arrange your mortgage and shop for a home with confidence.

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Mortgage Payment Calculator

Determine your payment options, amortization and more, all with one calculator.

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STEP Calculator

Learn how to save by using the equity in your home to borrow at lower interest rates.

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Mortgage Selector

Opening the door to homeownership.

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Mortgage Comparison Calculator

Use this calculator to compare two different mortgages and determine which feature or product is the most suitable to meet your needs.

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