Scotia GIC with Flex

Right for you if:

  • You want liquidity
  • You want to redeem anytime prior to maturity
  • Liquid and flexible Get a more attractive return than most short-term investments, with the flexibility to move your money if you need to.
  • 2 and 3-year terms* Both terms offer a guaranteed rate of interest† and security of principal.

PLUS:

Available in both Non-Registered and Tax Free Savings Accounts (TFSA).

Can be partially or fully redeemed prior to maturity†.

Minimum investment of $1,000 ($5,000 for monthly interest payments)

Interest payment options ranging from monthly to annually.

Issued by The Bank of Nova Scotia, The Montreal Trust Company of Canada or National Trust Company

Refer to Scotia GIC With Flex Fact Sheet for more information.

View current GIC rates

Attractive Rates with Flexibility:

1.40%†

2 year term
GIC with Flex

1.60%†

3 year term
GIC with Flex

Interested
in buying GICs?

  • PhoneCall one of our Personal Investment Advisors 1(800)953-7441 Mon-Fri (9am-8pm EST)
  • In person Make an appointment at your local branch Find a local branch
  • Online Buy online with Scotia OnLine Sign In
  • Rates are provided for information purposes only and are subject to change at any time. Read More
  • *Non-registered and Tax Free Savings Account (TFSA) only
  • †Any Scotia GIC with Flex redeemed within 1 year of the issue date pays no interest. Interest on early redemptions will be calculated at an early redemption interest rate. Scotia GIC with Flex can be partially redeemed prior to maturity at a reduced interest rate. The minimum withdrawal amount is $1,000 and the remaining balance must be at least $1,000. For the monthly interest option, the minimum withdrawal amount is $1,000 and the remaining balance must be at least $5,000. Upon maturity, the proceeds of the Scotia GIC with Flex will be automatically deposited into the cash portion of your Scotia Investment Account.