CreditView

With CreditView1, a service from TransUnion, you can check your credit score and report – at no cost, and with no impact to your score. Simply sign on to your account through Scotia OnLine or the mobile banking app to get started.

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No cost. No hassle.

CreditView gives you a simple, safe, and secure way to stay on top of your credit – at no cost!

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It’s your score. Why pay for it?

Your credit score is a key factor in your overall financial well-being. That’s why we offer CreditView as a cost-free service for all Scotiabank customers. You can check your credit score, track your monthly score history, view your personal credit report, and more – with no cost attached.

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Check your score without wrecking
your score

Hard inquiries, like applying for a credit card, show up on your credit report and can negatively impact your score. When you check through CreditView it's a soft inquiry, with zero impact on your score or your report. Check once, check monthly, or check every day - you won’t get dinged!

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For your eyes only.

When you access CreditView through Scotia OnLine or your mobile banking app, you’re protected by the same powerful encryption, firewalls, and monitoring you trust to protect your everyday banking. In fact, your credit history and score are so protected, we can’t even access it. Our digital banking security guarantees protect you and your data.

How does knowing my credit score help me?

Your credit score lets you know how risky (or appealing) you are to potential lenders. Applying for a credit card? A mortgage? A line of credit? Your credit score can determine your eligibility, options, and rates. Even landlords, insurers, mobile phone providers and potential employers can check your credit score.

Take control of your financial future.

Knowing your credit score is the first step to steering your financial future in the direction you want to go. Here’s how CreditView helps put you in the driver’s seat.

Check your score now
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Stay on top of your credit health.

With CreditView, it’s easy to monitor your credit score monthly and see where you stand compared to other Canadians. Plus, you’ll get email alerts whenever your credit report changes. A new inquiry? A delinquent account? You’ll be informed!

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Take the ‘what-if’ out of your
credit decisions.

Use the Score Simulator to see how small changes affect your score – before you make them. What happens if you apply for a line of credit? A car loan? Run it through the Score Simulator first and see exactly what impact it will have on your score.

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Get your credit score geek on.

Do you have the right credit mix? Do you know your current credit utilization? Do you know your current credit utilization? Learn about your score with the Credit Credit Education Centre. You’ll learn credit score best practices, what affects your credit and why it matters, and get personalized tips to help you achieve and maintain an optimal rating.