Scotiabank® SCENE®* Bundle Offer

Terms & Conditions

You could get up to 15,000 SCENE points by opening all of the following Scotiabank® accounts: a new SCENE®* eligible day to day bank account with a SCENE debit card (a “bank account”), a new SCENE Visa* Credit Card and a new Scotiabank MomentumPLUS Savings Account (a “MPSA”) (each of the foregoing, an “eligible account”) and meeting all of these Terms and Conditions. Individuals who are holders of all eligible accounts that complies with these Terms and Conditions have completed the “SCENE Banking Bundle”.

General Terms

1. This Scotiabank SCENE Bundle Offer (the “Bundle Offer”), includes the SCENE Eligible Day to Day Offer, the MPSA Offer, the SCENE Visa credit card Offer, and the SCENE Bundle Bonus Offer (each, an “Offer”), all as described in further detail below.

2. This SCENE Bundle Offer is availabe starting November 1st, 2017 and will end February 28th, 2018.

3. You must be a Canadian resident and SCENE member to be eligible for an Offer.

4. Limit of one SCENE Bundle Offer per customer.

5. This SCENE Bundle Offer may not be combined with any other offers.

6. All Offers are subject to the SCENE program terms and conditions. See the SCENE program for full details.

7. For joint bank accounts, only the named primary account holder on the account will be awarded bonus SCENE points . The application of the rebate to a joint Eligible Account may allow the other joint accountholder to become aware that you have other products with Scotiabank. By applying for, or accepting an offer, you consent to the offer being applied to the joint Eligible Account. Speak to your Scotiabank representative for more details.

8. To receive a bonus under any Offer, all eligibile accounts must be open and in good standing at the time the Offer is awarded.

9. SCENE Bundle Offer applies to personal accounts only. Not available to small business, corporate or commercial accounts.

10. All rates and fees are subject to change. Scotiabank may change, withdraw or cancel this SCENE Bundle Offer (or any Offer) at any time without notice. Please visit www.scotiabank.com/scenebundle for the most up to date terms and conditions.

5,000 SCENE Points - SCENE eligible Day to Day Offer (the “SCENE eligible Day to Day offer”)

11. Get 5,000 SCENE points when you:

i. Open a new SCENE eligible Day to Day account with a SCENE debit card within the Offer Period; and

ii. within 60 days of opening your SCENE eligible Day to Day account , you set up on your Scene Eligible Day to Day account:

(a) 1 pre-authorized payroll deposit; or

(b) 2 pre-authorized transactions (PATs) of at least $25 each,

where a “pre-authorized transaction” means a pre-authorized debit or a pre-authorized credit;

12. All pre-authorized transactions must occur within the same month and must be set up to clear the bank account at least once per month.

13. 5,000 SCENE points will be issued within 3 statement cycles of your payroll or PATs clearing your SCENE eligible Day to Day Account. Only one offer is available per customer on single or joint accounts and only when your account has qualified. For joint accounts, if at the time of awarding the offer each customer has a SCENE debit card, points will be split equally.

14. This SCENE eligible Day to Day Offer does not apply to existing Scotiabank account holders.

15. This SCENE eligible Day to Day Offer cannot be duplicated or combined with any other offer that is not included in the SCENE Bundle Offer.

1000 SCENE Points Offer - MomentumPLUS Savings Account (the “MPSA Offer”)

16. Receive 1,000 SCENE points when you:

i. Open a new MPSA within the Offer Period; and

ii. within 60 days of opening your first eligible account within the Offer Period, you become the holder of all three eligible accounts.

17. Individuals who were holders of a Scotia Momentum Savings Account or MPSA prior to the start of the Offer Period are are ineligible for this MPSA Offer.

18. The 1,000 bonus will be awarded to your SCENE membership account within 3 statement cycles of the accunt open date of the last of the three eligible accounts that you opened.

19. To receive the 1,000 bonus SCENE points, you must have completed all terms of this 1,000 SCENE Points Offer within 60 days from the date that you opened your first new eligible account within the Offer Period.

Up to 4,000 SCENE Points-SCENE Visa Card Offer (the “4000 SCENE Visa Card Offer”)

20. All credit card offers may be changed or extended and cannot be combined with any other offer.

21. All rates and fees are as of November 1st, 2017 and subject to change.

22. Offer applies to new Accounts only opened by February 28, 2018.

23. Applicable terms and conditions are based on the credit card type and are as follows:

(a) SCENE Visa Card:

i. To be eligible for the 4,000 bonus SCENE points, you must have at least $500 in net purchases (purchases less returns or similar credits) posted to your SCENE Visa credit card account (“Account”) in the first 3 months from the Account open date. The bonus points will appear as an adjustment on your Account statement within 2 statement cycles after the third billing cycle has passed provided the Account is open and in good standing. See your SCENE rewards program for full details.

(b) SCENE Visa Card (Student)

i. To be eligible for the 2,000 bonus points, a purchase must be posted to the new SCENE Visa account (“Account”) within 60 days of the Account open date. The bonus points will be awarded within 2-3 business days of the first purchase posted to the Account. Only one welcome bonus is awarded per SCENE Visa Account. In cases where both the primary and supplementary cardholders are SCENE members, the bonus points will be credited to the SCENE membership account that has been connected to the SCENE visa card.

5,000 SCENE Points Offer (the “SCENE Bundle Bonus Offer”)

24. You will receive the 5,000 SCENE Bundle Bonus Offer if:

(i) You have all three eligible accounts and at least one of those eligible accounts was opened within the Offer Period; and

(ii) within 60 days of opening your first eligible account within the Offer Period , you set up on your bank account:

(a) 1 pre-authorized payroll deposit; or

(b) 2 pre-authorized transactions of at least $25 each,

where a “pre-authorized transaction” means a pre-authorized debit or a pre-authorized credit;

25. All pre-authorized transactions must occur in the same month and must be set up to clear the bank account at least once per month.

26. You are not eligible for the 5,000 SCENE Bundle Bonus Offer if, prior to the Offer Date, you were a holder of all three eligible accounts and/or already had a pre-authorized transaction set up on your bank account.

27. The 5,000 bonus SCENE points will be added to your SCENE membership account 3 statement cycles after all terms of this 5,000 SCENE Bundle Bonus Offer are completed and the first pre-authorized transaction has cleared your bank account.

® Registered trademark of The Bank of Nova Scotia

TM Trademark of The Bank of Nova Scotia.

®* Registered trademark of SCENE IP LP, used under license

* Visa Int. / Licensed User