Scotia Momentum® Mastercard®* Credit Card
Get an introductory rate of 7.99% on Purchases for the first six months
No annual fee.
Plus earn cash back for everyday purchases.
Cash back on all eligible gas station, grocery store, drug store purchases and recurring payments.
Make everyday purchases quickly and safely with just a tap of your contactless-enabled Mastercard or device
More reasons to get this card
for your everyday purchases
Recurring Bill Payments
Plus earn 0.5% cash back on all other eligible purchases.
As a Scotia Momentum Mastercard cardholder, Zero Liability protection means you will not be held liable for any unauthorized purchases on your account. Have peace of mind knowing that you are protected from theft and fraudulent use of your card. Learn how Zero Liability protects you at www.mastercard.ca/zeroliability.
Fees, Rates & Other Information
$0 each additional supplementary card
19.99% / 22.99%
19.99% on purchases. 22.99% on cash advances (including balance transfers, Scotia Credit Card Cheques and cash-like transactions)
Benefits of the Scotia Momentum Mastercard Credit Card
Take advantage of all the benefits of a Scotia Momentum Mastercard credit card.
Consolidate all your current recurring payments on your card and turn them into cash back rewards!
Add an additional supplementary card (an Authorized User card) to your Scotia Momentum Mastercard Credit Card Account. One account, multiple cards. No annual fee. Get an additional card for a friend or family member. Ask us more!
Whether you're shopping in-store or online, your Mastercard contactless card is the quick, convenient and secure way to purchase everything on your list.
As a Scotia Momentum Mastercard Credit Card cardholder, your card gives you access to handpicked experiences from Mastercard in cities around the world.
Have peace of mind knowing that you are protected from theft and fraudulent use of your card.
24-hour access to Mastercard Global Service, a Mastercard support service that's available every day of the year to help you if your card is lost or stolen.
Mastercard Worldwide Acceptance
Mastercard is accepted in more than 150 currencies, 210 countries and territories and at millions of merchant locations worldwide.
Mastercard is the only credit card accepted at Costco warehouses in Canada.