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1 The standard cash back is 1% on debit purchases to a maximum of $300 annually, subject to the account terms. In order to qualify for the additional 1% cash back bonus until June 30, 2017, which also has a $300 maximum, you must open a Scotiabank Momentum Chequing Account (an “Eligible Account”) between March 1, 2017 and May 31, 2017. You must set up a monthly payroll or total of 2 monthly pre-authorized credits (PACs) or 2 monthly pre-authorized debits (PADs), or 1 PAC and 1 PAD. Automatic payroll, PADs and/or PACs must be set up and clear the account within 60 days of account opening. Employees of Scotiabank and individuals who are/ were previously holders or joint holders of an Eligible Account, Scotia® MoneybackTM Account, Scotia OneTM Account, Basic Banking Account, Basic Banking Plan, or Scotia Value® Account, are not eligible. Maximum one bonus offer per customer. For debit purchases after June 30, 2017, only the standard cash back of 1% will apply, provided the $300 maximum has not been reached. To receive any cash back, the new Eligible Account must remain open and in good standing throughout November 2017 which means that it has not been in continuous overdraft with or without Overdraft Protection for a period of three consecutive months. This offer cannot be duplicated or combined with any other offer. Scotiabank may withdraw or change this offer at any time without notice.
2 You will earn 5% cash back on the first $3000 in purchases posted to your new Scotiabank Momentum Visa Infinite Credit Card account (the “Account”) beginning on the account open date and ending three months after the account open date. You will earn regular cash back on purchases made after you have reached the 5% threshold / $3000 in purchase in the first three months. The bonus cash back amount will be applied to your Account within 2–3 months after the three-month offer period ends provided your Account is open and in good standing. All other terms of the Cash Back Program Terms and Conditions that apply to your Account continue to apply during this promotional offer. Cash Back is not awarded for cash advances (including balance transfers, Scotia Credit Card cheques or cash-like transactions), fees, interest, service/transaction charges, payments, or returns and other similar credits. Offer applies to new Accounts opened between February 1, 2017 and April 30, 2017. Offer may be changed or extended and cannot be combined with any other offer.