A helping hand when you need it most
A sudden disability can make your line of credit payments a financial burden for both you and your family at a time when they can least afford it.
With Scotia Line of Credit Disability coverage, you can be sure that your regular payments on your line of credit can be covered if you are disabled by a covered medical condition.
With Scotia Line of Credit Disability coverage, you can be automatically approved for coverage up to $50,000, without a medical questionnaire or examination required, you only pay for the Scotia Line of Credit Disability coverage you need, and the coverage can help you maintain your credit rating.
The cost of Scotia Line of Credit Disability coverage is determined by your age and the monthly benefit amount on your account during the billing period. No premiums are charged if you have a zero balance on your account during the billing period. So you're paying only for the protection you need. And for your convenience, your Scotia Line of Credit Disability Insurance premiums are billed directly to your insured line of credit account.
For rates and more information about Scotia Line of Credit Disability coverage, please refer to our list of frequently asked questions. Or, call us at 1-855-753-4272, Monday to Friday 8:00 a.m. to 8:00 p.m. (ET) and one of our Customer Service Representatives will be pleased to assist you.