It's easy to send money to family and friends

Set up e-Transfers

  1. 1. Login to Scotia OnLine.

  2. 2. From the account summary page click on the «Transfers» tab.

  3. 3. Select «Interac e-Transfer».

    Access Code

    Learn how to create an access code.

  4. 4. Send an Interac e-Transfer by completing the form and clicking «Continue».

    1. a) Enter recipient's name and email address.

    2. b) Select the account the funds are to be taken from

    3. c) Enter an amount

    4. d) Create a security question

    5. e) Create an answer to the security question

    6. Click «Continue»

Easily reset your password

If you signed up at a branch and forgot your password you can reset it when logging on to Scotia OnLine.

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Download the mobile app

  1. 1. Login to the Mobile Banking App.

  2. 2. Tap on the menu icon on the top left corner of the screen and select «Interac e-Transfer».

  3. 3. Tap «Recipient» and select the name of the person you want to send money to.

    1. a) Select a recipient for the money to be sent to.

    2. b) Select the account the money is to be taken from.

    3. c) Enter the amount you want to send.

    4. d) Type in a security question that only the recipient can answer.

    5. e) Enter your answer.

    6. f) Click «Continue» to complete the transaction.

  4. 4. Make a note of your confirmation number for your records.

Easily reset your password

If you signed up at a branch and forgot your password you can reset it when logging on to Scotia OnLine.

Start now

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Download the mobile app

  1. Remember, you need an iPhone 5s or later with an iOS of 10 or higher to send an Interac e-Transfer with iMessage.

    First, add the App to iMessage.

    1.Open iMessage and select the chevron “>”

  2. 2. Select the “A” icon

  3. 3. Select the four dots

  4. 4. Select the “+” icon

  5. 5. Scroll until you see the Scotiabank icon and flip the toggle to "On".

    You can now send your Interac e-Transfer through iMessage

  6. 6. In iMessage select the "A" then tp the Scotiabank logo. If you don't see it, just swipe until you do.

  7. 7. You will be prompted to login with Touch ID.

    Find out how to set up Touch ID.

  8. 8. Enter your transfer information.

    1. a) Select the recipient’s name from your dropdown list

    2. b) Choose the account the funds are coming from.

    3. c) Indicate the amount to be transferred

    4. d) Provide the security answer to the question you previously set up for this recipient

    5. e) Review the transfer information and select “continue”

  9. 9. Select “Yes, send money now” and you’re done!

  10. 10. If your recipient has iMessage, then they’ll see the transfer like this:

    If they use an Android, Blackberry or older iPhone, they’ll get a text with a link to deposit the transfer to their account.

    In both cases, your recipient will also get an email with the details of the transfer.

    Once the recipient taps to accept the Interac e-Transfer they will follow the same process as they would if receiving it by email.

    If the amount is greater than $100 the recipient will receive a link advising them to wait for an email.

Easily reset your password

If you signed up at a branch and forgot your password you can reset it when logging on to Scotia OnLine.