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All credit cards let you:

  • Enjoy a 21-day interest-free grace period
  • Order additional cards for your spouse or someone close to you
  • Pay your VISA® bill, check your balance, transfer funds and view transactions online, by phone or in branch
  • You want to earn travel points faster
  • You want exclusive Concierge services
  • Earn 4 Scotia Rewards® points for every $1 spent on eligible gas, grocery, dining and entertainment purchases
  • Earn 1 Scotia Reward point on all other eligible purchases
  • Redeem points for any travel purchase, selected merchandise, gift cards and more
  • Concierge and comprehensive travel insurance

19.99% on purchases

22.99% on cash advances, balance transfers

$99.00

Interest free at least 21 days

  • You want a high points earning rate
  • You want outstanding travel benefits
  • Earn 2 Scotia Rewards® points for every $1 spent on eligible gas, grocery, dining and entertainment purchases
  • Earn 1 Scotia Reward point on all other eligible purchases
  • Redeem points for any travel purchase, selected merchandise, gift cards and more
  • Comprehensive travel insurance

19.99% on purchases

22.99% on cash advances, balance transfers

$39.00

Interest free at least 21 days

  • You want to earn points on every dollar you spend
  • You want excellent travel benefits
  • Earn 1 Scotia Rewards® point for every $1 you spend
  • Redeem points for any travel purchase, selected merchandise, gift cards and more
  • 5% cash back on travel purchased through Scotia Rewards Travel Service
  • Comprehensive travel insurance

19.99% on purchases

22.99% on cash advances, balance transfers

$110.00

Interest free at least 21 days

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Scotiabank Rewards® VISA* card

More details Apply now
  • You want to earn points on everyday purchases
  • You want reward variety and flexibility
  • Earn 1 Scotia Rewards® point for every $2 you spend
  • Redeem points for any travel purchase, selected merchandise, gift cards and more

19.99% on purchases

22.99% on cash advances, balance transfers

$0

Interest free at least 21 days

  • You want cash back on everyday purchases
  • You value security and extended warranty protection
  • A full 2% cash back on all eligible gas station, grocery store, drug store purchases and recurring bill payments
  • A full 1% cash back on all other eligible purchases

19.99% on purchases

22.99% on cash advances, balance transfers

$39.00

Interest free at least 21 days

  • You have a passion for hockey
  • You want a great rewards program
  • Earn 1 ScotiaHockey Rewards™ point for every $1 in credit card purchases
  • Redeem points for NHL hockey merchandise and more
  • Earn 3,000 ScotiaHockey Rewards bonus points on first purchase

19.99% on purchases

22.99% on cash advances, balance transfers

$29.00

Interest free at least 21 days

  • You want the prestige of a Gold card
  • You want benefits with no annual fee
  • Rental Car Collision Insurance
  • Up to 20% car rental discount at Avis
  • Commission-free Travellers Cheques

19.99% on purchases

22.99% on cash advances and balance transfers

$0.00

Interest free at least 21 days

  • You love free movies
  • You like no annual fee
  • Earn 1 SCENE point for every $1 in credit card purchases
  • Earn 5 SCENE points for every $1 in credit card purchases at participating Cineplex theatres
  • Redeem points for movies, music and more
  • Earn 2,000 SCENE bonus points on first purchase

19.99% on purchases

22.99% on cash advances, balance transfers

$0.00

Interest free at least 21 days

  • You want a low interest rate
  • You like a low annual fee
  • Our lowest rate credit card can save you hundreds of dollars a year
  • Pay down balances faster
  • Simplify your monthly payments

11.99%

$29.00

Interest free at least 21 days

  • You want a lower interest rate
  • You like no annual fee
  • Save hundreds of dollars a year
  • Pay down balances faster
  • Simplify your monthly payments

16.99%

$0.00

Interest free at least 21 days

  • You're a student and want accelerated Moneyback rewards
  • You like no annual fees
  • Earn up to 1% Moneyback every year on the purchases you've made with your card

19.99% on purchases

22.99% on cash advances, balance transfers

$0.00

Interest free at least 21 days

  • You want to earn cash back
  • You like no annual fee
  • Earn 1% on all eligible gas station, grocery store and drug store purchases, as well as recurring bill payments
  • Earn 0.5% on all other eligible purchases

19.99% on purchases

22.99% on cash advances, balance transfers

$0.00

Interest free at least 21 days

  • You want to earn maximum cash back
  • You have an annual income above $60,000
  • A full 4% on eligible gas station and grocery store purchases
  • A full 2% on drug store purchases and recurring bills
  • A full 1% cash back on all other eligible purchases

19.99% on purchases

22.99% on cash advances, balance transfers

$99.00

Interest free at least 21 days

  • You want to earn More Rewards points
  • You want to choose from a variety of rewards
  • 6 More Rewards points for every $1 you spend at all participating More Rewards locations
  • 4 More Rewards points for every $1 you spend everywhere else
  • 1 additional point for every dollar you spend when you also use your More Rewards loyalty card at partner locations1
  • No limit to the number points you can earn1

19.99% on purchases

22.99% on cash advances, balance transfers and Scotia Credit Card Cheques

$0

Interest free at least 21 days

  • You want to earn towards your next purchase or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • You like no annual fee
  • Earn up to 5% in GM Earnings on the first $5,000 of everyday purchases annually, and 2% thereafter1
  • $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire as long as you are a cardholder2
  • No earning caps or redemption limits3

19.99% on purchases

22.99% on cash advances, balance transfers and Scotia® Credit Card cheques

$0.00

Interest free at least 21 days

  • You want to earn towards your next purchase or lease of a new Chevrolet, Buick, GMC, or Cadillac
  • You want the privileges and benefits of VISA Infinite
  • Have a minimum annual personal income of $60,000 or minimum household income of $100,000
  • Earn up to 5% in GM Earnings on the first $10,000 of everyday purchases annually, and 2% thereafter1
  • $1 in GM Earnings = $1 off the purchase price or lease down payment of a new Chevrolet, Buick, GMC, or Cadillac
  • Earnings do not expire as long as you are a cardholder2
  • No earning caps or redemption limits 3

19.99% on purchases

22.99% on cash advances, balance transfers and Scotia® Credit Card cheques

$79
$39 Supplementary Card

Interest free at least 21 days