You will earn 1% cash back on purchases made after you have reached the 3% $50,000 annual spend maximum ("overflow") and on all other eligible purchases made with the card.

Scotia Momentum Cash Back Calculator

Fill your estimated monthly purchases and see how your cash back cash flow can add up!

  • Gas Station
  • Gas Station
  • Office Supply Store
  • Recurring Bills
  • Other
Total Monthly
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Total Annual Cash Back

Maximize your cash back on everyday business purchases.

  • A full 3% cash back on eligible gas station, restaurant and office supply store purchases and on recurring bill payments1
  • A full 1% cash back on all other eligible purchases1
apply now

Your Increase in Average Monthly Cash Balance

  • Extended grace period of at least 25 days on purchases3
  • Four more interest free days before your payment is due3
  • Helps reduce your interest charges and increases your average monthly cash balance5
apply now