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Scotiabank Gold MasterCard

Earn more with 4% cash back.

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Get the most cash back ever on all your everyday purchases with Scotiabank Gold MasterCard®.
Earn 4% cash back at grocery stores & gas stations, 2% at pharmacies and 1% everywhere else.*
Apply now

* Terms and Conditions »

Right for you if:

  • You want cash back on every purchase
  • You want a generous credit limit

Scotiabank Gold MasterCard® provides you with the power to purchase what you want, when you want thanks to a generous credit limit. Benefits1 include:

  • Buying whatever you need, no cash required
  • Up to 4% rebate on all purchases in the form of a credit issued once a year in November
  • Peace of mind with emergency services available through MasterCard Global Service and MasterAssist®
  • Coverage for emergency medical expenses with MasterAssist Plus
  • Up to US$200 for Purchase Protection per occurrence provides reimbursement for theft and /or accidental damage of purchase of the covered item
  • Get additional Scotiabank credit cards for family members and friends — share the flexibility and convenience of MasterCard credit with your loved ones
  • Protect your loved ones with Scotiabank Credit Protection, optional insurance that can cover the outstanding balance of your credit card in the case of death or the diagnosis of a covered critical illness

Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.

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Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.

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® MasterCard is a registered trademark of MasterCard International Inc.
1 Certain restrictions apply.

At a Glance

Up to 4% cash back rewards on all purchases

Free Convenience Cheques

Up to US$200 per occurrence Purchase Protection


Ready To Apply?

Find the card that's right for you.


Compare cards with our MasterCard Benefits Comparison Chart.

Terms, conditions and exclusions apply. * Benefits offered by MasterCard®, for details please contact MasterCard LAC Services Help Desk 24 hours a day, 365 days a year at 1-904-636-2576 (or lac_services_helpdesk@mastercard.com)
Request Additional Cards.


*Please note you'll need Adobe Acrobat Reader to download and view some of the Scotiabank PDF documents listed above.