Mortgages

Welcome to lower payments and
up to 2% Mortgage Money Back!

  • Money back on closing
  • Amount based on new or refinanced mortgages
  • Option available for direct deposit to your account
  • Home equity options also available

See Terms and Conditions.

Buying a home is the largest single investment you’ll ever make, so it only makes sense to look for a mortgage that can help you reduce your interest costs.

Affordable Home Ownership
Shouldn't your mortgage be customised to your needs? Look here to learn more about how Scotiabank can devise a solution that minimises your borrowing costs.

Mortgages Specialists
Scotiabank’s Mortgage Specialists are dedicated to helping customers realise their home ownership dreams. From buying a home to building one, we have the experience and expertise to pinpoint the perfect solution for you.

Mortgage Checklist
Make applying for your mortgage even easier by preparing everything you need in advance

You can own the home of your dreams sooner. Contact our nearest Scotiabank branch to find out how.

Thinking of buying or building a home?

Use our helpful home financing tools to calculate the mortgage you can afford:

Affordability Calculator

Customise Your Mortgage Calculator