Scotiabank Visa

Right for you if:

  • You want the freedom of a credit card with no annual fee!

The Scotiabank Visa® card is a convenient and reliable credit card accepted worldwide. Use your Scotiabank Visa anywhere you shop for increased payment convenience.

  • Scotiabank Visa® gives you all the benefits of Visa® with no annual fee for the first year, and none ever if your purchases amount to an average of at least BS $200 monthly.
  • You can add up to three additional cards for your family and friends and, as long as you meet the annual spending requirement, they will be NO FEE too!
  • Free, personalised Convenience Cheques that you can use just like your personal cheques to make purchases, pay utility bills or get cash at a teller window
  • Visa Travel Accident Insurance for up to $75,000 USD when travel tickets are purchased in full with your card
  • Peace of mind with emergency services available through the Visa International Service Centre
  • Provide your family with financial comfort in the event of your death with optional, low-cost Credit Life Protection for up to $15,000
  • SkyBOX free for your first year

*Please refer to Rates and Fees for full details.


Applying for your Scotiabank Visa credit card is easy. Contact us for more information about this product (including rates and fees), and the benefits of transferring your existing credit card balance(s) to Scotiabank.

Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.

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Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.

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®Indicates a registered trademark of Visa International Service Association. Used under licence by The Bank of Nova Scotia.

At a Glance

NEW! $0*

Annual Fee

*Conditions Apply.

Free SkyBOX during your first year

Find the card that's right for you.

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Review Terms and Conditions [PDF: 87Kb]



Ready To Apply?

NEW: Effective Immediately, you may be subjected to currency conversion fees and taxes on your account when you use your Visa Debit or Credit card at retailers and service providers located in Bahamas who process transactions in US Dollars. These charges will be reflected on your monthly debit and credit card statement. Please refer to your card holder agreement for further information.