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Total Access Senior


  • Flexibility: Bank how you want, through the banking channels you want
  • Save Money & Earn More: Pay no monthly fee and earn interest
  • Convenience: 24/7 access to your money through our self-service banking channels1
  • Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit2

Download the application form

Find a Local Branch

Monthly fee of $2.15 (waived if balance remains above $250), earn interest and enjoy maximum access to your money through unlimited self-service banking plus 10 branch transactions or cheques1.

  • Cheque writing privileges
  • Free standing orders and bank drafts
  • 25% off safety deposit box fees
  • Interest calculated on the minimum monthly balance and paid monthly
  • Overdraft protection (subject to normal lending criteria)2
  • Quarterly statements available (electronic or paper statements)
  • Don't pay fees at Scotiabank ATMs, when shopping with your ScotiaCard and when using Scotia OnLine or Mobile Banking
  • Mobile Banking app available for iOS, Android and Blackberry

1 Regular Sundry fees apply.
2 Subject to approval as dictated by the Terms and Conditions

Additional Information

Selector Tool

Not sure which account is right for you? Try our "Account Selector Tool"
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Savings Calculator

Use our Scotiabank Savings Calculator to see how saving on a regular basis can help you achieve your short and long-term financial goals.
Learn More