Scotiabank Gold MasterCard

Say yes to even more cash back. -*

  • Grocery Cart Icon

    4%

    Grocery stores*
  • Gas Pump Icon

    4%

    Gas stations*
  • RX Icon

    2%

    Pharmacies*
  • Shopping Bag Icon

    1%

    Everywhere else*
Gold MasterCard Rate
Now earn even more with 4% cash back on everyday purchase + welcome bonus when you get your Gold MasterCard.®* Watch Video Calculate Cash Back

* Terms and Conditions »

Right for you if:

  • You want cash back on every purchase
  • You want a generous credit limit

Our cards have a great new look!

Our cards have a great new look!

Scotiabank Gold MasterCard® provides you with the power to purchase what you want, when you want thanks to a generous credit limit.

  • Buy whatever you need, no cash required
  • Earn cash-back rewards. Up to 4% rebate on all purchases in the form of a credit issued once a year in November
  • MasterRental Insurance of $50,000 USD provides protection against any loss or damage when you pay in full with your card for car rentals anywhere in Canada and the U.S.
  • Peace of mind with emergency services available through MasterCard Global Service and MasterAssist®
  • Coverage for emergency medical expenses with MasterAssist
  • MasterTravel Insurance covers up to $250,000 USD, if you pay for your trip in full using your MasterCard
  • Get additional Scotiabank credit cards for family members and friends. Share the flexibility and convenience of MasterCard credit with your loved ones. Read more
  • Protect your loved ones with Scotiabank Credit Protection, optional insurance that can cover the outstanding balance of your credit card in the case of death or diagnosis of a covered critical illness. Read more


Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.

chip

Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. That means greater protection each and every time.

chip

*Certain restrictions apply. Please see MasterCard terms, conditions, limitations and liabilities for more details.
® MasterCard is a registered trademark of MasterCard International Inc.

At a Glance

Up to 4% cash back on all purchases

Up to $30,000 BBD Credit Life Protection (optional)

$250,000 USD MasterTravel Insurance

Find the card that's right for you

Compare cards with our MasterCard Benefits Comparison Chart
Review MasterCard Terms and Conditions

*Please note you'll need Adobe Acrobat Reader to download and view some of the Scotiabank PDF documents listed above.

Additional Cards

You can order additional cards at any time.
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