Total Access Account

Right for you if:

  • You’re looking for a flexible, convenient chequing account
  • You need unlimited ATM, Internet,Telephone and Mobile banking transactions

The Scotiabank Total Access Account offers you 24-hour-a-day access to your money through multiple channels. Benefits include:

  • Flexibility and convenience: You get up to 10 free debit transactions every month
  • 24-hour access to your money: Use your ScotiaCard to access your funds anytime — through Internet, Mobile or Telephone banking, debit machines and ATMs worldwide1
  • Overdraft protection: All cheques, withdrawals, pre-authorized payments and debit purchases are honoured up to your predetermined overdraft limit2, giving you total peace of mind.
  • Easy record keeping: Quarterly printed statements

1 Includes Scotiabank ATMs and ATMs worldwide displaying the Carifs symbol.
2 Subject to approval, as dictated by the Terms and Conditions

Fees and Terms

$10 monthly fee

10 free debit transactions

Unlimited ATM, Telephone, Mobile and Internet banking transactions

With the Total Access Account, you get unlimited ATM, Internet, Mobile and Telephone transactions, and up to 10 in-branch, cheque, or POS debit transactions every month for only $10 a month1, plus:

  • Unlimited self-service transfers between Scotiabank accounts
  • No charge for Scotiabank ATM or in-branch deposits
  • Convenient access to your money through multiple channels: in-branch, by ATM2 or cheque, through Internet, Mobile or Telephone banking, or shop using your ScotiaCard
  • Chequing privileges
  • Overdraft protection3
  • Quarterly statements

Not sure if this is the right solution for you?

Use our Account Selector to find the perfect account for your needs.

Start Selector

1 Regular Sundry fees apply.
2 Includes Scotiabank ATMs and ATMs worldwide displaying the Carifs symbol.
3 Subject to approval, as dictated by the Terms and Conditions

Additional Information

Please note you’ll need Adobe Acrobat Reader to download and view some of the Scotiabank PDF documents listed above.

Want convenient, 24-hour-access to your money as well as a competitive rate of a interest on your Savings account?

Our Scotiabank Banking Plan bundles an Everyday Banking Account and Savings Account, so you can reap the benefits of both.

The Plan includes:

  • An Everyday Banking Account of your choice that features unlimited ATM, Internet, Telephone, and Mobile banking transactions, as well as up to 5 in-branch or cheque transactions each month.
  • A Scotiabank Savings Account that earns an attractive rate of interest and features unlimited self-service transfers between accounts as well as 1 free debit transaction through any channel every month.

Ready to Apply?

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