Total Access Account

Right for you if:

  • You plan to visit the branch or write cheques regularly

The Total Access Account gives you the freedom to choose how you want to bank with us – in person at the branch or through any of our convenient self-service banking channels. Enjoy maximum access to your money today.

  • Flexibility: Bank how you want, through the banking channels you want
  • Convenience: 24/7 access to your money through our self-service banking channels1
  • Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit2

1 Includes Scotiabank ATMs and ATMs worldwide displaying the Carifs symbol.
2 Subject to approval, as dictated by the Terms and Conditions

Fees and Terms

$10 monthly fee

Unlimited Self-Service Banking (Scotiabank ATMs, point-of-sale purchases, ScotiaOnline, Mobile Banking)

10 Branch Transactions or Cheques per month

Manage your everyday banking needs with the Total Access account for just $10 per month. Enjoy maximum access to your money through unlimited self-service banking plus 10 branch transactions or cheques1.

  • Cheque writing privileges
  • Overdraft protection (subject to normal lending criteria)2
  • Quarterly statements available (electronic or paper statements)
  • Don't pay fees at Scotiabank ATMs, when shopping with your ScotiaCard and when using ScotiaOnline or Mobile Banking
  • Mobile Banking app available for iOS, Android and Blackberry

Not sure if this is the right solution for you?

Use our Account Selector to find the perfect account for your needs.

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1 Regular Sundry fees apply.
2 Subject to approval as dictated by the Terms and Conditions

Additional Information

Please note you'll need Adobe Acrobat Reader to download and view some of the Scotiabank PDF documents listed above.

Ready to Apply?

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