Total Access Account


  • Flexibility: Bank how you want, through the banking channels you want
  • Convenience: 24/7 access to your money through our self-service banking channels1
  • Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit2

Download the application form

Find a Local Branch

Manage your everyday banking needs with the Total Access account for just $10 per month. Enjoy maximum access to your money through unlimited self-service banking plus 10 branch transactions or cheques1.

  • Cheque writing privileges
  • Overdraft protection (subject to normal lending criteria)2
  • Quarterly statements available (electronic or paper statements)
  • Don't pay fees at Scotiabank ATMs, when shopping with your ScotiaCard and when using ScotiaOnline or Mobile Banking
  • Mobile Banking app available for iOS, Android and Blackberry

Additional Information

Selector Tool

Not sure which account is right for you? Try our "Account Selector Tool"
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Savings Calculator

Use our Scotiabank Savings Calculator to see how saving on a regular basis can help you achieve your short and long-term financial goals.
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