Do I need to have a MAGNA Rewards Points card to obtain a Scotiabank MAGNA MasterCard?

• No. A MAGNA account number will be assigned within two weeks of opening the credit card account
• If you are already a MAGNA member, simply fill in the MAGNA account number on the credit card application form

What is the value of the MAGNA Rewards Points I receive for purchases on my Scotiabank MAGNA MasterCard?

• The equivalent of 1% of the value of the retail purchase for local transactions
• The equivalent of 0.5% of the value of the retail purchase for international transactions

Can MAGNA Rewards Points be earned on cash advances?

• No. Points are not awarded for cash advances, service charges, fees, interest charges or Convenience Cheques

How can I earn MAGNA Rewards points faster?

• By using your Scotiabank MAGNA MasterCard everywhere for all your purchases
• By presenting your MAGNA card at participating MAGNA merchants and paying with your Scotiabank MAGNA MasterCard, you accumulate points faster  "double dipping"

How do I keep track of my MAGNA Rewards points?

• MAGNA provides customer statements on a quarterly basis, detailing all Reward Points earned during that period
• Customers can also call MAGNA or go to their website at www.magnarewards.com
  
  Please note: Points earned using the Scotiabank MAGNA MasterCard are issued only once per month and will appear on the MAGNA statement the following month. Therefore, Reward Points earned between the first and last day of the calendar month are sent to MAGNA at month-end and will appear on the next MAGNA statement.

What if I have questions about the MAGNA Programme?

• Any inquiries concerning MAGNA should be directed to MAGNA 800-FREE (3733)
• Any inquiries concerning Scotiabank MAGNA MasterCard should be handled at your branch or by calling 246-431-3030

Can a Scotiabank MAGNA MasterCard that was issued in one country be used in another country to earn MAGNA Rewards Points?

• Yes. The credit card can be used internationally to earn MAGNA Rewards Points. However, MAGNA Rewards Points can only be redeemed in the country of origin.

Applying for your Scotiabank MAGNA MasterCard credit card is easy - Contact us for more information about our suite of credit card products (including rates and fees), and the benefits of transferring your existing credit card balance(s) to Scotiabank.

^® MasterCard is a registered trademark of MasterCard International Inc.
^ MAGNA card, MAGNA Rewards and MAGNA Rewards Voucher are registered
trademarks of MAGNA Rewards Inc.