Electronic Access Account

Right for you if:

  • You want to save time and money by transacting through our self-service banking channels

The Electronic Access Account allows you to manage your everyday banking needs conveniently and cost effectively. The most convenience – the lowest cost.

  • Convenience and value: 24/7 access to your money through our self-service banking channels
  • Save Money: Low monthly fee and unlimited self-service banking. 1
  • Peace of Mind: Apply for overdraft protection and have your cheques and unexpected expenses automatically covered up to your assigned limit2

1 Regular sundry fees apply
2 Subject to approval as dictated by the Terms and Conditions.


Fees and Terms

XCD 5 / USD 3 Monthly fee

Unlimited Self-Service Banking (Scotiabank ATMs, point-of-sale purchases, ScotiaOnline, Mobile Banking)

For just XCD 5 / USD 3 per month, enjoy unlimited self-service banking. Don't pay fees at Scotiabank ATMs, when shopping with your ScotiaCard and when using ScotiaOnline or Mobile Banking. 1

  • Mobile Banking app available for iOS, Android and Blackberry
  • Cheque writing privileges
  • Overdraft protection (subject to normal lending criteria)2
  • Quarterly statements available (electronic or paper statements)

Not sure if this is the right solution for you?

Use our Account Selector to find the perfect account for your needs.

Start Selector


1 Regular sundry fees apply
2 Subject to approval as dictated by the Terms and Conditions.

Additional Information

Please note you'll need Adobe Acrobat Reader to download and view some of the Scotiabank PDF documents listed above.

Want convenient, 24-hour-access to your money as well as a competitive rate of interest on your Savings Account?

Our Scotiabank Banking Plan bundles an Everyday Banking Account and Savings Account, so you can reap the benefits of both.


The Banking Plan includes:

  • An Everyday Banking Account that features unlimited self-service transactions, as well as up to 10 in-branch or cheque transactions each month
  • A Savings Account that earns an attractive rate of interest and features unlimited self-service transfers between accounts as well as 1 free debit transaction through any channel every month

Ready to Apply?

You might also need...

More information about Self-Service Banking

Don't pay more fees than you have to! Take advantage of our convenient self-service banking channels today. All of our Everyday Banking accounts now offer unlimited self-service banking.

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Overdraft Protection

With Overdraft Protection, your cheques, withdrawals, pre-authorized payments, and debit card purchases are honoured up to your predetermined overdraft limit.

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