Mortgage Loans

• Agreement of Sale
• Copy of Deed/ Certificate of Title
• Valuation Report
• Copies of Lease Receipts (if applicable)
• Up –to-date Land and Building Taxes and Water Rates
• Two Forms of Valid Identification (Identification Card, Driver’s Permit/Passport)
• Confirmation of Savings/Debt
• Job Letter
• If Self –employed, Evidence to support Income e.g. Filed Income Tax Returns, Financial Statements for the Last 6-12 Months

New Construction Loans

• Approved Building Plans
• Builder’s Detailed Estimate
• Building Contract
• Quantity Surveyor’s Report

• Builder’s Insurance/ Contractor’s All risk insurance
• Property Fire and Casualty insurance
• Confirmation of registration of mortgage from solicitor
• Signed commitment letter.

• Quantity surveyor’s report
• Signed promissory note

Contact us for more information about our products, and the benefits of transferring your existing business to Scotiabank.